Use Dental Benefits Today

Are you aware that you can save hundreds of dollars by utilizing your dental benefits before the end of the year? Though certain dental insurance plans function on a different annual cycle, the majority function on a calendar year. If your dental insurance plan is on a calendar year, the following reasons will demonstrate why you should make a dental appointment soon.

Yearly Maximum
The annual maximum is the most money your dental insurance plan will pay for your dental work in one year. This amount varies, but averages around $1,000 each year, per individual. Unused benefits typically do not roll over.

Deductible
The deductible is the amount you need to pay out-of-pocket before your insurance company will pay for services. Your deductible also resets when your plan renews.

Premiums
If you're paying for dental insurance premiums each month, you should be using your benefits. Even if you don't need treatment, regular cleanings help identify early signs of cavities, gum disease, oral cancer, and other issues.

Fee Increases
Some dentists increase their fees at the start of the year, so using your benefits before then can help you avoid a higher copay.

Dental Complications Can Worsen
Postponing dental treatment can lead to more extensive and costly procedures down the road. A basic cavity can become a root canal if left untreated.

Dr. Paul Gonzales with Bolivar Family Dental proudly serves the dental needs of Bolivar, Springfield, Buffalo, Halfway, Pleasant Hope, Stockton, Fair Play, Morrisville, Eldorado Springs and Wheatland. Call us at (417) 777-8654 with any questions or to make an appointment to use your benefits today.